Bluestone Insurance

Touring Companies

There are several areas of business insurance that need to be considered by Touring Companies.

The main ones are as follows:

Public Liability Insurance

Public Liability Insurance covers the insured business against any third party bodily injury or property damage caused during the course of business.  For example, injury to attendees at a show.

Cancellation and Curtailment Insurance

This covers the business against financial losses incurred as a result of artist non-appearance, or cancellation due to unforeseen events such as bad weather.

Property Insurance

This covers the business against loss or damage to physical assets and may include compensation for resulting loss of income.

Live Venues/Hospitality Insurance

Public Liability covers bodily injury and property damage caused whilst carrying out your business. For example, trips and slips on premises and food poisoning.

Business Interruption Insurance

This protects the income your business generates if it is temporarily unable to trade, enabling it to survive until business resumes as normal.

For example if there was a fire at your premises making it unusable,  this cover would enable you to rent a temporary space and make up any reductions in profit whilst your existing property was being reinstated.

Machinery Breakdown Insurance

This provides cover against machinery breakdown (such as refrigerators or freezers) and provides compensation for subsequent loss of stock.