We place insurance cover for clients holding large multi-day music festivals as well as smaller community based festivals and sporting events.
We understand how much hard work goes into holding these events and take pride in our ability to work with clients to ensure that the coverage provided is tailored to suit their specific needs.
Event insurance is a specialised area of insurance and we believe that these covers should be managed by an insurance broker with specialist knowledge.
There are several types of insurance that individual performers need to consider, including public liability insurance for events. The amount of cover required will depend upon your personal circumstances.
Some of the insurance covers we recommend for festivals and events are:
Public and Products Liability (Event Liability) Insurance
Liability Insurance is essential and will usually be required by venues, promoters and studios before they will work with you.
Liability Insurance provides cover for any third party bodily injury or property damage caused during the course of your business. An example of this is an attendee being injured at a show or a third parties recording equipment being damaged at a recording studio.
Event Cancellation/Abandonment/Non-Appearance Insurance
This covers the organisers from losses incurred through cancellations, abandonment, postponement, interruption or emergency relocation of an event due to uncontrollable circumstances.
Volunteers Personal Accident Insurance
This covers your volunteers should they be hurt or killed while volunteering.
Equipment Insurance
This covers you against loss or damage to your musical equipment.
Cover can be within Australia or worldwide.
Travel Insurance
This covers individuals or groups whilst on business and associated leisure travel against a range of issues that can occur while traveling. Examples are emergency medical and dental costs, and lost, damaged or delayed baggage.
Business Interruption Insurance
This protects the income your business generates if it is temporarily unable to trade, enabling it to survive until business resumes as normal.