We provide covers for the hospitality industry from cafes to pubs, gaming venues, nightclubs and live music venues.
We have access to policies that provide specific extensions for those in the hospitality industry insurance.
Some of the hospitality insurance covers we recommend for venues are:
PUBLIC & PRODUCTS LIABILITY INSURANCE
Liability Insurance is essential and will usually be required by venues, promoters and studios before they will work with you.
Liability Insurance provides cover for any third party bodily injury or property damage caused during the course of your business. An example of this is an attendee being injured at a show or a third parties recording equipment being damaged at a recording studio.
PROPERTY INSURANCE
This covers you for loss, theft or damage to your property. Cover can be within Australia or worldwide.
MACHINERY BREAKDOWN INSURANCE
This covers your business against the costs of repairs to broken machinery, and any financial losses to your business caused by the machinery breakdown.
BUSINESS INTERRUPTION INSURANCE
This protects the income your business generates if it is temporarily unable to trade, enabling it to survive until business resumes as normal.